FXSwitch
Currency Converter
Convert between 30+ major currencies using reference rates. Connect a live rate API for trading-grade accuracy.
Reference rates vs. trading rates
The rates here are static reference rates for everyday estimates. For trading, transfers, or travel, check the live mid-market rate at the moment of the transaction — your bank typically adds 1–4% margin.
Frequently asked questions
I'm traveling from the US to Japan with $2,000 — roughly how many yen will I get?
At a typical reference rate of ~150 JPY per USD, $2,000 ≈ ¥300,000. Your actual amount will be slightly less because banks and exchange services add a margin (typically 1–4%). Airport kiosks have the worst rates; ATM withdrawal in Japan usually gives rates closest to mid-market.
Why is the rate I get at my bank different from what Google shows?
Google shows the mid-market rate — the midpoint between buy and sell prices. Your bank adds a spread (markup) to profit from the exchange. Credit cards typically add 1–3%, bank wire transfers 1–2%, and airport exchange booths 5–10%.
How is this different from a live currency trading platform?
This converter uses static reference rates for quick estimates and everyday planning. Live trading platforms stream real-time rates that change every second, include bid/ask spreads, and execute actual trades. For travel budgeting, reference rates are fine; for forex trading, you need a live platform.
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Last updated: September 6, 2026