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DepositCalc
Lump-sum deposit, quarterly compounding — see your maturity value and total interest earned.
A 7% annual rate compounded quarterly effectively yields about 7.19% per year — the interest-on-interest from quarterly compounding adds up, especially over longer tenures.
Tax-saver FDs (eligible under Section 80C up to ₹1.5 lakh) have a mandatory 5-year lock-in with no premature withdrawal allowed — unlike regular FDs, which can be broken early with a penalty.
Estimate monthly payments with taxes, insurance, and amortization.
OpenProperty price, down payment, tenure — EMI, processing fee, and stamp duty & registration.
OpenCompare loan terms and see total interest paid.
OpenProject growth from deposits and compounding interest.
OpenMaturity value
141,477.82
Interest is compounded quarterly, as is standard for Indian bank FDs.
What you entered
Quarterly interest rate
r = 7% ÷ 4= 1.7500%Total compounding periods
n = 4 × 5= 20 quartersMaturity value
A = $100,000.00 × (1 + r)ⁿ= $141,477.82Interest earned
$141,477.82 − $100,000.00= $41,477.82Result
Maturity value: 141,477.82
A $100,000 fixed deposit at 7% for 5 years matures to $141,478, earning $41,478 in interest.