ChainTools

Staking Rewards Calculator

A straightforward APY-based estimate — real rewards often compound and can vary with network conditions.

Amount staked

APY (%)

Time (years)

Reward earned

This is a simple (non-compounding) estimate — many staking protocols auto-compound rewards, which would earn somewhat more over time.

What you entered

Amount staked: 1000APY (%): 5Time (years): 1

1
Reward = principal × APY × time
1000 × 5% × 1 yrs= 50

Result

Reward earned: 50

Staking 1000 at 5% APY for 1 year(s) earns about 50.

Staking rewards by stake size and yield

Rewards are the staked amount multiplied by the annual yield and the number of years held.

Amount staked	APY	Years	Rewards earned
$1,000	4%	1	$40.00
$1,000	4%	5	$200.00
$10,000	4%	1	$400.00
$10,000	7%	1	$700.00
$10,000	7%	5	$3,500.00
$32,000	3.5%	1	$1,120.00

This calculates simple, non-compounded rewards, so a protocol that auto-restakes will pay more over multi-year periods than the figures here. Yields also move with network participation, and staked assets carry lock-up periods and slashing risk. Not investment advice.

This is a simple, not compounding, estimate

Many staking protocols automatically compound rewards (restaking earned rewards to earn more), which would produce a higher total than this simple calculation — use a compound interest calculator instead if your specific protocol auto-compounds.

Advertised APY can be variable

Staking APY often isn't fixed — it can fluctuate with total network stake, protocol changes, and validator performance — treat any advertised rate as an estimate, particularly for longer time horizons.

Frequently asked questions

I'm staking 10 ETH at 4% APY for a year — how much will I earn?

About 0.4 ETH in simple interest terms. If the protocol auto-compounds, the actual return is slightly higher (roughly 0.408 ETH at 4% compounded monthly). This calculator gives the simple estimate.

Is staking APY the same as a bank savings rate?

The concept is similar — you earn a percentage on deposited assets — but staking APY is usually variable and paid in the staked cryptocurrency, not a stable currency. A 5% staking APY is worth less in fiat if the token price drops 20%.

Does this account for compounding?

No — this is a simple interest estimate. Many staking protocols auto-compound rewards, which would produce a higher total. For compounding estimates on any asset, use a compound interest calculator.